Insurance Solutions Designed for Rural Healthcare

Rural hospitals face unique operational, financial, and workforce challenges that require insurance solutions tailored to the healthcare environment. ICAHN’s Hospital Insurance Program helps hospitals access comprehensive coverage options, risk management expertise, and cost-effective solutions designed specifically for rural healthcare organizations.

Through a partnership with Gallagher, ICAHN provides member hospitals with access to experienced healthcare insurance professionals who understand the complexities of hospital operations, healthcare risk, and regulatory requirements.

ICAHN's Hospital Insurance Program is designed to provide hospitals with:

  • Greater flexibility in plan design and coverage options

  • Increased purchasing through group collaboration

  • A single point of contact for insurance and benefits needs

  • Personalized service and consultative support

  • Solutions for both self-funded and fully-insured programs

Core Group Benefits

Services include:

  • Group health (self-funded and fully-insured plans)

  • Basic and supplemental life insurance

  • Accidental death and dismemberment (AD&D)

  • Long-term and short-term disability

  • Dental and vision coverage

  • Pharmacy benefit management

  • Wellness programs and support services

Administrative and Consulting Services

ICAHN’s program also includes access to administrative support and consulting resources designed to help hospitals manage employee benefits and organizational risk.

  • Human resources consulting

  • Third-party administration (TPA)

  • Stop-loss and reinsurance support

  • COBRA and FMLA administration

  • Disease management and wellness programs

  • Benefits communication and enrollment support

  • Premium and rate benchmarking

  • Risk management consultation

  • Educational resources and training

  • Claims management and loss control services

Business Coverage Services

Coverage options include:

  • Property coverage

  • Auto and ambulance coverage

  • General liability

  • Directors and officers liability

  • Hospital and physician professional liability

  • Umbrella coverage

  • Workers’ compensation

Worksite and Voluntary Benefits

Additional employee benefit options include:

  • Cancer, accident and critical illness

  • Permanent life insurance

  • Long-term care coverage

  • Limited medical plans

  • Voluntary legal and identity theft protection

Contact Us

  • Curt Zimmerman

    Senior Director - Business Services and Development
    815-503-1731

    Peer Groups: Chief Financial Officers

    Email Curt

Designed for Rural Hospitals

ICAHN’s Hospital Insurance Program was developed to support the unique needs of rural hospitals through collaborative purchasing, specialized healthcare expertise, and responsive service focused on protecting hospitals, employees, and the communities they serve.